Terms of Use 

This document sets out the Terms of Use for the mtrconsult.com website. Before using this website, you must read our Privacy Policy. By accessing and using our website, you are deemed to accept these policies.

 

License

Subject to your compliance with these Terms of Use, European Med Tech and IVD Reimbursement Consulting Ltd. (the “Company”) hereby grants you a limited, non-exclusive, non-transferable, non-sublicensable and revocable license to access, view, and use the website solely for your personal and non-commercial use purposes. 

You expressly agree NOT to:

  • Copy, reproduce, republish, upload, post, transmit, or distribute any content for public or commercial purposes (including using contact details for unsolicited correspondence);
  • Use, reproduce, or process any content (including news, country knowledge materials, or proprietary data) for artificial intelligence (AI) training, machine learning, or automated data extraction;
  • Scrape, parse, mine, or systematically collect data (including via bots, crawlers, or AI tools) without prior written consent.
     

You may download material only for personal, non-commercial use, provided all copyright notices remain intact.


Any unauthorized use, including AI training or automated data harvesting, constitutes a material breach of these Terms.
 

No warranties

This website is provided “as is” without any representations or warranties, express or implied. European Med Tech and IVD Reimbursement Consulting Ltd. makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, European Med Tech and IVD Reimbursement Consulting Ltd. does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any health policy or reimbursement matter you should consult an appropriate professional or European Med Tech and IVD Reimbursement Consulting Ltd. specifically.

 

Limitations of liability

European Med Tech and IVD Reimbursement Consulting Ltd. will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
  • for third-party misuse of scraped or AI-processed data.

These limitations of liability apply even if European Med Tech and IVD Reimbursement Consulting Ltd. has been expressly advised of the potential loss.

 

Modifications & Access Restrictions

The Company reserves the right to modify or discontinue services (e.g., newsletters) without liability.
Access may be restricted for users providing fake data or violating these Terms.
 

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit European Med Tech and IVD Reimbursement Consulting Ltd.’s liability in respect of any:

  • death or personal injury caused by European Med Tech and IVD Reimbursement Consulting Ltd.’s negligence;
  • fraud or fraudulent misrepresentation on the part of European Med Tech and IVD Reimbursement Consulting Ltd.; or
  • matter which it would be illegal or unlawful for European Med Tech and IVD Reimbursement Consulting Ltd. to exclude or limit, or to attempt or purport to exclude or limit, its liability.

 

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

 

Other parties

You accept that, as a limited liability entity, European Med Tech and IVD Reimbursement Consulting Ltd. has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against European Med Tech and IVD Reimbursement Consulting Ltd.’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect European Med Tech and IVD Reimbursement Consulting Ltd.’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as European Med Tech and IVD Reimbursement Consulting Ltd.

 

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

 

Security of Your Information

While European Med Tech and IVD Reimbursement Consulting Ltd. takes all due care in ensuring the privacy and integrity of the information you provide to us, the possibility exists that this information could be unlawfully observed by a third party while in transit over the Internet or while stored on European Med Tech and IVD Reimbursement Consulting Ltd.’s systems or website. European Med Tech and IVD Reimbursement Consulting Ltd. disclaim all liability to you to the greatest extent possible pursuant to law should this occur.

The website may be interfered with by numerous factors outside the company’s control, including but not limited to Internet disruptions, and failures of any data or telecommunications equipment, system or network used in connection with the website. European Med Tech and IVD Reimbursement Consulting Ltd. assume no liability for disruptions of the website of the newsletter.

You acknowledge that the entire risk arising out of the use and performance of the website and the newsletter remains with you to the maximum extent permitted by law.

Since some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, portions of the above limitation or exclusion may not apply to you.

This website may contain links to third-party websites. European Med Tech and IVD Reimbursement Consulting Ltd. do not have control over third-party websites or their information collection practices, and the practices of third-party websites are not covered by these Terms of Use or the company’s Privacy Policy. We recommend that you consult the terms of use and privacy policies of the third-party websites or contact the websites directly for information about their practices.

 

Disclaimer

The content of this website is for information purposes only and does not constitute an offer.

 

Credit

This document was created using a Contractology template and has been further modified to reflect additional protections, such as against AI training and data scraping.

 

Cookie policy

 

What is a cookie?

Cookies are used on our website. A cookie is a small file that is sent to the browser in use and saved on your device when you visit a website. Cookies allow our website to operate efficiently and improve its services, providing information to the website's owner for statistical, analytical or advertising purposes. 

We take security very seriously and use them on our commercial products to ensure security of individual transactions. Your browser gives you a variety of controls with respect to cookie control and whether they remain after the session or after you restart the browser. 


What cookies do we use?

 

1. Functional and Performance cookies

These cookies enable our website to provide enhanced functionality and allow us to count visits and traffic sources so we can measure and improve the performance of our site. 
We use: 

  • Google Analytics cookie that registers a unique ID used to generate statistical data on how a visitor uses the website;
  • LinkedIn functional cookie that remembers the user’s selected language version of a website.

 

2. Marketing cookies

These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests. These cookies allow you to be served with our advertisements on other affiliated websites (retargeting). With third-party cookies we do not have control of the information provided by the cookie and we do not have access to this data. This information is entirely controlled by third-party cookies as described in the respective policy. 
We use:

  • Google Ads cookies to reengage visitors of a website that are likely to convert to customers based on the visitor’s online behavior across websites;
  • LinkedIn Ads cookies coming from LinkedIn insights and ad tracking tags.

For more information:

 

Managing Cookies in your browser

Most internet browsers are configured to automatically accept cookies. These settings can be modified to selectively accept, block cookies, or alert you when cookies are being sent to your device. Please refer to your browser’s documentation or visit www.allaboutcookies.org for ways to manage cookies.

 

Governing Law & Disputes

These Terms are governed by Bulgarian law.
Disputes (including AI/data-scraping violations) shall be resolved exclusively in Bulgarian courts.
 

Revision History

This policy will be periodically reviewed and updated for accuracy to reflect changes in technology and legislation. You should check this page occasionally to ensure you are familiar with any changes.

Date of last revision: July 2025